Bonus Point Rewards

Bonus Check Card Reward Information


You will need to go the Register button in the top right corner.  It will ask you for the name on your card, zip code and last 6 digits of your card number.  Set up a username and enter your email. You are given a choice of options for alerts. Then read the Terms and Conditions and the "I'm not a robot" security. The next step is getting a temporary password. You will be sent a  temporary password by email. Enter the temporary password to validate and be able to create your new password. The last step is to call the Customer Service number on the red bar alert that pops up to finish your registration.  You cannot redeem until the call is made. 

Have questions? Please call Sharon Croy at (580)310-4460 or Jackie Harris at (580)310-4465 during normal business hours.  Or call Dream Points Rewards support at 866-678-5189 24/7 to help with user ID's or passwords.

Here's how it works: you earn points every time you use your Citizens Bank of Ada Visa® Bonus Check Card and sign for your purchases. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for anything of your choice from a vast online rewards catalog, travel or gift cards.

Rewards FAQ

How do I earn points?

You can earn 1 point for every $2 you spend by making a signature-based purchase, which includes those made in-person, over the Internet, or by telephone when a PIN (Personal Identification Number) is NOT used.

What is a "signature-based" purchase or transaction?

When using your Bonus Check Card to make a purchase, you usually have the option of making a "debit" transaction or a "credit" transaction. In order for the transaction to be a "signature-based" transaction, you must choose "credit". Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you choose debit. In addition, most Bonus Check Card transactions done on the Internet or over the telephone are considered signature-based transactions, but your actual signature is not required with these two types of usage.

When do I begin earning points?

You begin earning points immediately after your first signature-based transaction. 

Will I be charged any fees or interest?

No, there is no charge for enrolling in the Bonus Check Card Program.