About Citizens Bank of Ada

Conveniently located in the heart of downtown Ada, Citizens Bank has been serving the local community for over 50 years. Citizens is managed by a caring Board of Directors and dedicated Officers who are proud to boast that this financial institution is "Locally Owned and Operated."

Board of Directors

  • Michael G. Smith, Board Chairman, Ranching
  • Bill Clark, Board Vice Chairman, President of Great Plains Inc.
  • Jimmy Eppler, President/CEO of Citizens Bank of Ada
  • Clarence C. Buxton III, CPA
  • Mike Cantrell, Cantrell Investments, LLC
  • Mary Garber, Vice President Finance of Mercy Hospital Ada    
  • Wendell Godwin, Dean, School of Business at East Central University
  • Jack Lambert, Investment/Consultant
  • Joe Landrum, President of Black's Mens and Ladies Wear
  • Randall Pogue, President of Arrow Operating Inc.
  • John Treat, President of Treat's Solutions
  • Riley E. Young, Citizens Ada Financial Corporation 


Jimmy Eppler, President, Chief Executive Officer

David Young, Senior Vice-President, Chief Financial Officer

Scott Estes, Senior Vice-President, Chief Operating Officer, Cashier

Kassie Cothran, Senior Vice-President, Chief Lending Officer

Brigette Jones, Senior Vice-President

Zac Walters, Vice-President, Human Resources Officer

Cheryl Yott, Vice-President, Information Systems Officer

Missy Johnson, Vice-President/Mortgage Loan Officer

Caleb Estes, Vice-President

Holly Grider, Vice-President

Lisa Blevins, Assistant Vice-President

K. Mark Cox, Assistant Vice-President

Mitchell L. Jarrett, Auditor

Sharon Croy, Assistant Cashier

Denise Griffith, Assistant Cashier

Diana Randolph, Assistant Cashier

Rachel Smith, Assistant Cashier

Chris Feiler, Public Relation Officer

Citizens Bank has a dedicated staff of officers to help you with all of your financial needs.