About Citizens Bank of Ada

Conveniently located in the heart of downtown Ada, Citizens Bank has been serving the local community for over 50 years. Citizens is managed by a caring Board of Directors and dedicated Officers who are proud to boast that this financial institution is "Locally Owned and Operated."

Board of Directors

  • Michael G. Smith, Board Chairman, Ranching
  • Bill Clark, Board Vice Chairman, President of Great Plains Inc.
  • Jimmy Eppler, President/CEO of Citizens Bank of Ada
  • Clarence C. Buxton III, CPA
  • Mike Cantrell, Cantrell Investments, LLC
  • Mary Garber, Vice President Finance of Mercy Hospital Ada    
  • Wendell Godwin, Dean, School of Business at East Central University
  • Joe Landrum, President of Black's Mens and Ladies Wear
  • Randall Pogue, President of Arrow Operating Inc.
  • John Treat, President of Treat's Solutions
  • Riley E. Young, Citizens Ada Financial Corporation 


Jimmy Eppler, President, Chief Executive Officer

David Young, Senior Vice-President, Chief Financial Officer

Scott Estes, Senior Vice-President, Chief Operating Officer, Cashier

Kassie Cothran, Senior Vice-President, Chief Lending Officer

Brigette Jones, Senior Vice-President

Zac Walters, Vice-President, Human Resources Officer

Cheryl Yott, Vice-President, Information Systems Officer

Missy Johnson, Vice-President/Mortgage Loan Officer

Caleb Estes, Vice-President

Holly Grider, Vice-President

Lisa Blevins, Assistant Vice-President

K. Mark Cox, Assistant Vice-President

Mitchell L. Jarrett, Auditor

Sharon Croy, Assistant Cashier

Denise Griffith, Assistant Cashier

Diana Randolph, Assistant Cashier

Rachel Smith, Assistant Cashier

Chris Feiler, Public Relation Officer

Trevor Sutton, Credit Administration Officer

Morgan Edwards, Marketing Officer