Checking

Smart Business

Recommended for Small to Moderate Businesses

Unlimited Check Writing/Debit Card Transactions
No charge on first order of personal checks
Online Banking
Bill Pay-$29.95/Monthly
Notary Service
Monthly Statements with Check Images
No charge on First Visa Debit Card

Limitations: You must deposit $50.00 to open this account

Regular Commercial

Recommended for Moderate to Large Businesses

Online Banking
Bill Pay-$29.95/Monthly
Notary Service
Monthly Statements with Check Images
No charge on First Visa Debit Card

Limitations: You must deposit $100.00 to open this account

Account Fees: $3.00 Monthly Service Charge Fee

$0.08 Per Item Fee-All credits and all debits that filter through the account

Business Plus

Unlimited Check Writing/Debit Card Transactions 

Online Banking

Bill Pay-$29.95/Monthly
Notary Service

Monthly Statements with Check Images

No charge on First Visa Debit Card

Variable Interest Rate Credited and Compounded Monthly

Limitations: You must deposit $1,500.00 to open this account.

You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield and to avoid a low balance service charge of $6.95.

Minimum Balance Service Charge

$1,500 $0

Below $1,500 $6.95

Commercial Money Market

Online Banking
Bill Pay-$29.95/Monthly
Notary Service

Monthly Statements with Check Images

Variable Tiered Interest Rate Credited and Compounded Monthly

Limitations: You must deposit $2,500.00 to open this account.

You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield and to avoid a low balance service charge of $8.95.

Minimum Balance Service Charge

$2,500 $0

Below $2,500 $8.95

Repurchase Sweep and Super Sweep Accounts

If you have excess funds in your accounts a sweep or super sweep account may be right for you! Call our new accounts representatives about your options!

  • Tied to a Commercial Checking Account at Citizens Bank of Ada
  • All funds exceeding a daily balance of $1,000.00 in the attached Commercial Checking Account are swept into an interest bearing savings account at the end of each business day.