Visa Check Card/ Bonus Points - Citizens Bank of Ada

Visa Check Card

Citizens Bank offers you a way to take our great service with you ... anywhere in the world. When you see the familiar blue, white and gold VISA symbol and the "flying dove," on the new Citizens Bank Visa Check Card you know you have access to the world.

This card acts like a check while offering you the financial buying power of VISA. Good at any location displaying the VISA logo. You can make purchases at over 14 million locations, including 380,000 ATM's while leaving your checkbook at home. It's easy. It's convenient. And it's rewarding. You earn Bonus Points with your purchases*. Go Anywhere ... Do Anything!

To report a lost or stolen card after hours, please call 1-800-554-8969.

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Photo ID Visa Check Card*

With your signature on the back and your picture on the front...A Citizens Bank Photo ID Check Card helps guard you from identity theft. The new Photo ID Check Card works just like your current Visa Check Card and you still earn bonus points for your signature based transactions. Citizens Bank...a safe way to earn at every turn.

Plus, sign up now for your Photo ID Check Card and earn an extra five hundred bonus points.

*The Photo ID Visa Check Card has a $12.00 annual fee.

*Bonus Check Card Reward Information

INTRODUCING THE

UChoose Rewards^® Program

Using your Citizens Bank of Ada Visa^® Bonus Check Card is about to become even more rewarding!

Starting May 2nd, 2009, say hello to UChoose Rewards^®-our newly enhanced rewards program that gives you accelerated earning opportunities and virtually unlimited ways to redeem all the points you earn using your Citizens Bank of Ada Bonus Check Card.

To get started, visit www.uchooserewards.com * on May 2nd to set up your user name and password. Approximately mid-May, all of your eligible previously earned points will be transferred to your new program. April 29, 2009, is the last day your can earn and/or redeem points on our current Bonus Check rewards program. After that time, all new points earned will be applied to our new enhanced program.

Here's how it works: you earn points every time you use your Citizens Bank of Ada Visa^® Bonus Check Card and sign for your purchases. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for anything of your choice from a vast online rewards catalog. Look for more details soon.

Have questions? Please call Sharon Croy at (580) 332-6100 ext. 4460

Rewards FAQ

How do I earn points?

You can earn 1 point for every $2 you spend by making a signature-based transaction, which includes those made in-person, over the Internet, or by telephone when a PIN (Personal Identification Number) is NOT used.

What is a "signature-based" transaction?

When using your Bonus Check Card to make a purchase, you usually have the option of making a "debit" transaction or a "credit" transaction. In order for the transaction to be a "signature-based" transaction, you must choose "credit". Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you choose debit. In addition, most Bonus Check Card transactions done on the Internet or over the telephone are considered signature-based transactions, but your actual signature is not required with these two types of usage.

When do I begin earning points?

You begin earning points immediately after your first signature-based transaction. Your point balance will be updated daily, and can be redeemed when the points are 30 days old. You can check your points by going to www.uchooserewards.com *. Register, and then after logging in by entering your User name and Password, your point total is on the left. View your point history by clicking on the Point Details tab. Redeem by clicking on the Redeem Points tab.

Will I be charged any fees or interest?

No, the Bonus Check Card program is FREE!

*You will be leaving the citizensada.com domain and entering an external link. This link provides additional information that may be useful or interesting and is being provided consistent with the intended purpose of the Citizens Bank Website. However, Citizens Bank cannot attest to the accuracy of information provided by this link or any other linked site. When using unsecured links, do not include personal information such as identifying numbers, pin numbers, and passwords. Providing links to a non-Citizens Bank Website does not constitute an endorsement by Citizens Bank or any of its employees of the sponsors of the site or the information or products presented on the site. Links to third party sites may not be insured by the FDIC. Also, be aware that the privacy protection provided on the citizensada.com domain (see privacy statement) may not be available at the external link.

FRAUD ALERT:
Due to the ongoing threat of potential fraudulent activity, PLEASE MONITOR YOUR ACCOUNT ACTIVITY REGULARLY AND REPORT ANY UNAUTHORIZED TRANSACTIONS IMMEDIATELY TO THE BANK. Online banking makes it fast and easy to review your accounts for fraudulent activity. Also, PLEASE DO NOT RESPOND TO ANY PHONE CALLS OR E-MAILS ASKING YOU TO GIVE PERSONAL INFORMATION. Our bank or any other reputable company would never call or e-mail you asking for sensitive information such as Social Security numbers, Driver's License numbers, Debit Card numbers, PINS or Account numbers.

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EMPLOYEE
OF THE MONTH
MEET CALEB HOLTON

Caleb has been with Citizens for 2 years. He does a great job in our New Accounts department and enjoys assisting customers in finding an account that fits their needs. Come by our 12^th Street location and tell Caleb Congratulations!

If you are a multi-tasker with a great work ethic and attitude like Caleb, COME JOIN OUR TEAM! Please call Zac Walters at (580) 310-4437 or email to zwalters@citizensada.com* an Equal Opportunity Employer

*For your protection, please do not include personal information such as identifying numbers, pin numbers, and passwords.

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