Mortgage Loans

Brigette and Missy -website

Buying or refinancing a house is one of the most important decisions you’ll ever make. Before you begin house hunting, talk to us. Our mortgage specialists will be happy to guide you through the buying process.
Contact Brigette Jones or Missy Johnson at (580) 332-6100 today!

Our mortgage center offers:

  • Conventional
  • FHA
  • VA
  • Rural Development (No down payment for qualified buyers!)
  • Community Loan Program (Low and No down payment options available! Call for more information.)
  • HUD 184
  • Home Equity Lines of Credit
  • Land Loans (Large or Small acreage)

Some helpful hints:

Apply online, view mortgage calculators or get more information!

Price Match Guarantee

*Available only on FannieMae, FreddieMac, VA, FHA and USDA fixed rate loans.  Not available on portfolio in-house ARM’s.  Must have a valid approval letter and written Loan Estimate dated the same day as our quote.  The origination charges/points must be identical to Citizens Bank’s origination charges/points, subject solely to Citizens Banks’ determination.  If the other Loan Estimate and Closing Disclosure shows an equivalent or lower interest rate and/or closing costs package for the same loan program we offer, we’ll beat that lender’s rate or beat the total loan closing costs by $100, or pay you $100.  To receive the $100, you must provide a signed, executed copy of the final Closing Disclosure within 30 calendar days of your loan closing with another lender.